Privacy Policy

Effective date: April 12, 2026 | Last updated: April 29, 2026

Cheonmyeongdang (hereinafter "the Company") values users' personal data and complies with the Personal Information Protection Act.

1. Personal Data We Collect

The Company may collect the following personal data to provide the service.

2. Purposes of Collecting and Using Personal Data

3. Retention and Use Period of Personal Data

The Company destroys personal data without delay once the purpose of collection and use has been achieved.

4. Disclosure of Personal Data to Third Parties

The Company does not provide personal data to third parties without the user's consent. However, exceptions apply when required by law.

4-1. Entrustment of Personal Data Processing

The Company entrusts personal data processing tasks to external specialized companies for smooth service provision. In entrustment contracts, necessary provisions are established in accordance with the Personal Information Protection Act to ensure that personal data is managed safely.

Entrusted Service Provider Entrusted Tasks Retention and Use Period
Korea Payment Gateway Inc. (PortOne) Integrated payment processing (PG) management, payment information processing and linking, transaction monitoring Until termination of entrustment contract or expiration of legally mandated retention period
Korea Payment Networks Co., Ltd. General credit card payment and regular payment processing 5 years under the Electronic Commerce Act
Galaxia Money Tree Inc. / BillGate Credit card payment processing and automatic billing 5 years under the Electronic Commerce Act
Kakao Pay Co., Ltd. Simple payment service provision 5 years under the Electronic Commerce Act
Toss Payments Co., Ltd. Payment processing (backup PG) 5 years under the Electronic Commerce Act
SOLAPI Inc. Sending fortune notification alerts (daily horoscope notifications, etc.) Until service cancellation
Google LLC (Gmail / Google Workspace) Sending payment receipts and follow-up emails Until service cancellation
Vercel Inc. / Cloudflare Inc. Web hosting and CDN service Until service cancellation

5. Procedure and Method of Destroying Personal Data

6. User Rights

Users may request access, correction, or deletion of their personal data at any time.

7. Advertising Information and Cookies

The Company may display advertisements through Google AdMob, and in this process advertising identifiers may be collected. Users can limit advertising tracking in device settings.

8. Refund Policy and Cooling-off Period

In accordance with Article 17 of the Electronic Commerce Act, users may request a refund under the following conditions:

How to request a refund: Send an email to [email protected] from the email used for payment, including the order number and reason for refund. We will respond within 3 business days and process the refund within 7 days.

9. Dispute Resolution

Disputes related to the use of this service may be resolved free of charge through mediation via the Korea Consumer Agency (1372) or the Electronic Commerce Dispute Mediation Committee (ecmc.or.kr). If mediation does not resolve the dispute, the Seoul Central District Court shall be the court of first jurisdiction.

10. Notice of New App Additions

When new Cheonmyeongdang apps (insurance/tax/subsidies, etc.) are launched, a separate privacy policy will be published as an appendix, applying the same level of protection as this policy.

Personal Data Protection Officer

Notice of Changes

If this privacy policy is modified, the changes will be notified through the notice board within the service.