Business Information · Payment and Refund Notice

Cheonmyeongdang complies with the Korean Act on Consumer Protection in Electronic Commerce and the Network Act. This page is published for payment gateway merchant review and for user trust.

1. Business registration details

Trade name	KunStudio
Representative	Hong Deokhun
Business registration no.	552-59-00848
Mail-order sales reg. no.	2026-Gyeongbuk-Gyeongju-0237 (filed with the Mayor of Gyeongju on 2026-05-20)
Business address	25-52 Jenaemot-an-gil, Oedong-eup, Gyeongju-si, Gyeongsangbuk-do, Republic of Korea
Business type / category	Information and communications / application software development and supply
Tax status	Simplified taxpayer (Value-Added Tax Act, Article 61)
Date of establishment	2026-04-01
Customer contact	[email protected] · 070-8018-7832
Privacy officer	Hong Deokhun ([email protected])
Hosting provider	Cloudflare, Inc. (USA)

2. Business model - direct B2C sales NO INTERMEDIATION

Cheonmyeongdang is a direct-to-consumer (B2C) model with no third-party sellers. It is not a mail-order intermediary (open market or platform) structure: every piece of digital content is produced and sold by KunStudio, which bears full payment responsibility.

Customer

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Cheonmyeongdang (KunStudio direct sales)

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Digital content delivered instantly

Not an intermediary: There is no external seller onboarding and no brokerage-fee settlement structure. KunStudio alone bears all revenue and refund responsibility.

3. Product type - digital content (not prepaid credit)

Product format	Saju reading PDF / in-depth analysis / monthly subscription (digital content)
Prepaid charge	NOT APPLICABLE No points, cash top-ups or prepaid balances
Sales method	One-off purchase (PDF delivered immediately) or monthly / annual subscription
Product category	Digital information service (E-Commerce Act, Article 17 (2) 5)

Not a prepaid model: There is no structure where the user tops up an amount in advance and it is deducted. Every transaction is a payment for one clearly identified SKU, and receipts or tax invoices can be issued.

4. Payment flow and payment methods

Supported payment methods (Visa, Mastercard, JCB and all major Korean card issuers):

Credit card Debit card KakaoPay PayPal Bank transfer

Payment flow:

Customer card

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PG (KG Inicis / KakaoPay / PayPal)

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KunStudio

Domestic payments (KRW): KG Inicis - card and KakaoPay
Global payments (USD): PayPal Smart Buttons - Visa / Mastercard / Amex cards accepted directly
Transaction safety: all payments are processed inside the PCI-DSS certified environment of the payment gateway. KunStudio servers neither store nor access card data
Receipts: the result is unlocked on the site right after payment and the PDF can be downloaded there. The order receipt is sent by email

5. Refund policy

Refund window	Within 7 days of payment (E-Commerce Act, Article 17 (1))
Refund conditions	100% refund within 7 days if the report has not been downloaded
How to request a refund	[email protected] or customer support
Processing time	Within 3 business days of approval (the payment gateway's own processing time applies separately)
Refund restrictions	Digital content that has already been downloaded or viewed is restricted from refund (E-Commerce Act, Article 17 (2) 5)

6. Mail-order sales registration - completed 2026-Gyeongbuk-Gyeongju-0237

KunStudio is a business that has completed its mail-order sales registration.

Legal basis: The mail-order sales business was registered under Article 12 (1) of the Act on Consumer Protection in Electronic Commerce, Article 13 (3) of its Enforcement Decree and Article 8 (3) of its Enforcement Rules.

Details on the registration certificate:

Registration no.	2026-Gyeongbuk-Gyeongju-0237
Trade name	KunStudio
Location	25-52 Jenaemot-an-gil, Oedong-eup, Gyeongju-si, Gyeongsangbuk-do, Republic of Korea
Representative	Hong Deokhun
Registration date	2026-05-20
Issuing authority	Mayor of Gyeongju

Registration licence tax: As a simplified taxpayer under Article 61 of the Value-Added Tax Act, the registration licence tax for mail-order sales was exempted. The registration obligation itself has been fulfilled.

Reference sources: Korea Law Information Center - E-Commerce Act · Government24 - mail-order sales registration guide